{"id":230,"date":"2025-10-06T16:08:50","date_gmt":"2025-10-06T15:08:50","guid":{"rendered":"https:\/\/pro.indiqo.fr\/?page_id=230"},"modified":"2026-05-05T16:41:30","modified_gmt":"2026-05-05T15:41:30","slug":"produits","status":"publish","type":"page","link":"https:\/\/pro.indiqo.fr\/en\/produits\/","title":{"rendered":"Insurance products"},"content":{"rendered":"<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light\" style=\"min-height:325px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-custom-color-1-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-e5c5054a wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0px;flex-basis:24%\">\n<figure class=\"wp-block-image size-large is-resized has-custom-border is-style-rounded is-style-rounded--1\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited.jpg\" alt=\"person in black long sleeve shirt holding persons hand\" class=\"wp-image-245\" style=\"border-style:none;border-width:0px;width:248px;height:auto\" srcset=\"https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited.jpg 800w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited-300x300.jpg 300w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited-150x150.jpg 150w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited-768x768.jpg 768w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/y5bvrlccx8k-edited-610x610.jpg 610w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-da384c3e wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0px\">\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\">Indiqo partners with insurers, intermediaries, and affinity players to ensure coherence between product vision, business model, and operational delivery.<\/p>\n\n\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\">Our advisory approach is built on a systemic understanding of the insurance industry, where actuarial science, underwriting, management, reinsurance, and compliance converge toward a single goal: sustainable product performance.<\/p>\n\n\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\">This integrated approach enables concrete and actionable solutions, ensuring full alignment between product strategy and long-term operational performance.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover is-light\" style=\"min-height:245px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-custom-blanc-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-custom-indigo-color has-text-color has-link-color has-large-font-size wp-elements-1\">You are:<\/h2>\n\n\n\n<details class=\"wp-block-details has-custom-indigo-color has-text-color has-link-color has-medium-font-size wp-elements-2 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>An insurance company<\/strong><\/summary>\n<p class=\"has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-3 wp-block-paragraph\">Indiqo supports executive teams leading product portfolios in the design, development, and management of their ranges, bringing both a technical and organizational perspective.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-4\" style=\"border-width:5px\">Market positioning studies, competitive analysis, and technical scoping of offerings<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-5\" style=\"border-width:5px\">Product design or redesign: pricing, profitability, drafting of clauses and technical specifications<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-6\" style=\"border-width:5px\">Optimization of reinsurance programs and calibration of retention levels<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-7\" style=\"border-width:5px\">Definition and updating of product policies and delegation schemes<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-8\" style=\"border-width:5px\">Compliance support: DDA, IPID, product sheets, regulatory documentation<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-9\" style=\"border-width:5px\">Implementation of dashboards and technical performance indicators<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-10\" style=\"border-width:5px\">Support during launch phases, portfolio management, and technical performance reviews<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-custom-indigo-color has-text-color has-link-color has-medium-font-size wp-elements-11 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Broker (retail \/ wholesale)<\/strong><\/summary>\n<p class=\"has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-12 wp-block-paragraph\">Indiqo supports brokers in the development and management of their product lines, whether for a new product launch or for strengthening technical capabilities.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-13\" style=\"border-width:5px\">Structuring insurer partnerships and calibrating technical conditions<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-14\" style=\"border-width:5px\">Review or redesign of existing products: coverage, pricing, target loss ratio<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-15\" style=\"border-width:5px\">Support in creating exclusive product lines or diversifying the portfol<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-16\" style=\"border-width:5px\">Assistance with drafting and validating contractual documents<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-17\" style=\"border-width:5px\">Development of technical monitoring frameworks and performance dashboards<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-18\" style=\"border-width:5px\">Support in delegated management arrangements and negotiation of carrier terms<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-custom-indigo-color has-text-color has-link-color has-medium-font-size wp-elements-19 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Affinity partner<\/strong><\/summary>\n<p class=\"has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-20 wp-block-paragraph\">Indiqo supports affinity partners, whether in retail or digital, in creating and optimizing their insurance offerings for products or services, whether integrated, co-branded, or delivered under white-label arrangements.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-21\" style=\"border-width:5px\">Definition of product positioning: scope of coverage, target customers, added value<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-22\" style=\"border-width:5px\">Framing and implementation of partnerships with insurers or wholesale brokers<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-23\" style=\"border-width:5px\">Modeling of value-sharing: pricing, commissions, target profitability<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-24\" style=\"border-width:5px\">Integration of the product into the customer journey, distribution networks, and digital environments<\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-25\" style=\"border-width:5px\">Support with contractualization and portfolio management  <\/li>\n\n\n\n<li class=\"has-border-color has-custom-blanc-border-color has-custom-noir-color has-text-color has-link-color has-medium-font-size wp-elements-26\" style=\"border-width:5px\">Assistance with compliance and formalization of disclosure documents<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/details>\n<\/div><\/div>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light wp-duotone-2b1b69-54d67233-3\" style=\"margin-top:0;padding-top:48px;padding-right:48px;padding-bottom:48px;padding-left:48px;min-height:66vh;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1067\" class=\"wp-block-cover__image-background wp-image-293 size-full\" alt=\"\" src=\"https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w.jpg\" style=\"object-position:48% 74%\" data-object-fit=\"cover\" data-object-position=\"48% 74%\" srcset=\"https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w.jpg 1600w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w-300x200.jpg 300w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w-1024x683.jpg 1024w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w-768x512.jpg 768w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w-1536x1024.jpg 1536w, https:\/\/pro.indiqo.fr\/wp-content\/uploads\/2025\/10\/sj0imtq_z4w-610x407.jpg 610w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-30 has-background-dim\" style=\"background-color:#b79977\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-vertical is-content-justification-right is-layout-flex wp-container-core-group-is-layout-898eecac wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:var(--wp--preset--spacing--20);padding-bottom:0;padding-left:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-c0541c09 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-default has-white-color has-text-color\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 1.003), 27px);font-style:normal;font-weight:700;letter-spacing:1px;line-height:1.4;text-transform:uppercase\">Have a project and looking for bespoke support?<\/h2>\n<\/div>\n\n\n\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-36c51660\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-right is-nowrap is-layout-flex wp-container-core-buttons-is-layout-c5781e5e wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-white-color has-text-color has-custom-font-size wp-element-button\" href=\"https:\/\/pro.indiqo.fr\/en\/contactez-nous\/\" 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us!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-230","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/pages\/230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/comments?post=230"}],"version-history":[{"count":29,"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/pages\/230\/revisions"}],"predecessor-version":[{"id":410,"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/pages\/230\/revisions\/410"}],"wp:attachment":[{"href":"https:\/\/pro.indiqo.fr\/en\/wp-json\/wp\/v2\/media?parent=230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}